A tax advisory, specialising in Stamp Duty Land Tax, Property Partnership Incorporation, Research and Development Relief, Capital Allowances, Land Remediation Relief and Pensions. The team works closely with developers, limited companies, investors, individuals and HNW individuals to maximise the relevant tax solutions available to them.
A finance brokerage whose key services include Bridging Finance, both regulated and unregulated, Development Finance and Commercial Mortgages, including residential investment properties. Our business is built on relationships, not transactions, which is why clients continue to enjoy working with us on multiple projects.
When buying a property at auction, we offer expert advice on the options available to you. Our experienced and knowledgeable advisers have a full understanding of the current property market and are well placed to source a bespoke finance solution whilst maximising any potential tax savings.
Capital Allowances are a mechanism to reduce tax paid by businesses through the ‘depreciation’ of their expenditure on buying, building, refurbishing or extending property.
Any commercial building has the potential for a capital allowances claim.
In order to benefit from capital allowances a business must have incurred capital expenditure and have a UK Corporation Tax liability against which to offset the allowances.
Stamp Duty Land Tax (SDLT) is the tax charged when purchasing property or land. SDLT is currently the most complicated self-assessment tax within the UK and is calculated based on the chargeable consideration for the transaction.
If you’re acquiring a new site via auction, we are able to analyse your transaction prior to exchange of contracts. We can review all elements and ensure that you are paying the correct rates of SDLT upfront. In some cases, it’s possible to achieve up to 80% reduction in Stamp Duty costs.
Land Remediation Relief (LRR) provides a tax deduction of up to 150% of the money spent on qualifying expenditure for remediating land on brownfield sites and buildings. This can include land contaminated by a past commercial activity, or some naturally occurring contaminants.
If you’re looking for a flexible, short-term finance solution, you may need bridging finance if you are purchasing via an auction.
Our key specialism at Finance 4 Business is to provide access to lender premier panels and semi-exclusive offerings, sourcing the best rates from our extensive network of lenders.
We can also help support you with a clear and concise exit strategy, ranging from property sale, personal funds or residential/commercial refinance. Our specialist and commercial mortgage team can assist you with refinancing onto a longer mortgage.
If you’re a developer looking for finance on your next project, we can help with sourcing the best solution to suit your needs. Our specialist team have a wide network of lenders offering competitive and semi-exclusive products, no matter your experience.
We can assist you with sourcing finance for traditional development, refurbishment, mezzanine and joint venture options. Most importantly, we take the time to assess each case on an individual basis, allowing us to provide a bespoke service specific to your needs.
For any business looking to invest or purchase commercial property, getting the best deal is crucial to the success of your latest venture. At Finance 4 Business, our team of commercial finance specialists can help find a pathway to finance that suits your requirements.
Our in-depth knowledge of the commercial mortgage landscape and strong relationships with a network of lenders allows you to access semi-exclusive products, ranging from mainstream and challenger banks to specialist commercial mortgage lenders.
Please fill in the form below and select the service(s) that you require further information on. If you are not quite sure, let us know and we can arrange a call with an expert for you.